What Benefits Are You Entitled To Under Kentucky Law After a Workplace Injury

A workplace injury can leave employees facing medical bills, missed paychecks, and uncertainty about their recovery. Understanding what benefits you are entitled to under Kentucky law is essential to protect your health and financial stability. At Todd & Todd, we help injured workers across Lexington and Central Kentucky secure the compensation and medical support they deserve after a job-related accident.

Understanding Workers’ Compensation in Kentucky

Kentucky’s workers’ compensation system provides financial and medical support to employees who suffer injuries or illnesses while performing job duties. This no-fault system means that you are generally entitled to benefits regardless of who caused the accident, as long as it occurred within the scope of your employment.

The Kentucky Department of Workers’ Claims outlines several types of benefits available to injured employees. These include payment for medical care, wage replacement, and compensation for temporary or permanent disabilities. Working with a knowledgeable workplace injury attorney can help you understand which benefits apply to your specific case and ensure that your claim is filed correctly.

Medical Benefits

Medical coverage is one of the most significant components of workers’ compensation. Injured employees are entitled to all reasonable and necessary medical treatment related to their workplace injury. This includes:

• Doctor visits and specialist consultations
• Hospital care and surgical procedures
• Prescription medications
• Physical therapy and rehabilitation
• Assistive devices, such as braces or wheelchairs

You have the right to choose your own physician under Kentucky law, but your employer’s insurance carrier must authorize ongoing treatment. Failing to follow medical recommendations or attend scheduled appointments can delay or reduce benefits. Our firm works with clients to ensure that their medical care is fully covered and properly documented to support their claims.

Wage Loss and Temporary Disability Benefits

If your injury prevents you from working, you may qualify for wage replacement benefits. These payments, known as Temporary Total Disability (TTD) benefits, are designed to compensate you for lost income while you recover. The amount is typically two-thirds of your average weekly wage, subject to a state-set maximum.

If you can return to work with restrictions that reduce your earnings, you may be eligible for Temporary Partial Disability (TPD) benefits. Both forms of compensation continue until you reach maximum medical improvement, as determined by your physician.

Navigating the calculation of benefits can be complex, particularly when employers or insurers dispute the extent of your injuries. Having a work accident lawyer ensures that you receive accurate wage calculations and fair treatment under Kentucky law.

Permanent Disability Benefits

When a workplace injury causes lasting limitations, you may be entitled to Permanent Partial Disability (PPD) or Permanent Total Disability (PTD) benefits. These benefits compensate workers who have lost the ability to perform some or all of their previous job duties.

PPD benefits are based on the severity of your impairment, as assessed by medical professionals. PTD benefits, on the other hand, are available to workers whose injuries prevent them from engaging in any regular employment. In both cases, proper documentation and expert evaluation are essential to establish eligibility and determine payment duration.

Our attorneys at Todd & Todd are experienced in helping injured employees present strong medical and occupational evidence to support disability claims and ensure that their long-term financial needs are met. Working with a workers’ compensation attorney in Kentucky helps protect your rights and ensures that you receive every benefit owed to you under the law.

If you are struggling with the impact of a workplace injury, our firm can help you understand your options and pursue the full compensation you deserve. Contact us today to schedule a consultation.

Additional Benefits and Legal Protections

In addition to medical and wage replacement benefits, you may also be eligible for:

• Vocational rehabilitation: Training or education to help you return to suitable employment.
• Mileage reimbursement: Compensation for travel expenses related to medical appointments.
• Death benefits: Payments to dependents when a workplace injury results in death.

Employers are prohibited from retaliating against workers who file legitimate compensation claims. If you face termination, demotion, or harassment after reporting a workplace injury, you may have grounds for a separate legal claim. Our firm ensures that your rights are upheld and that any wrongful conduct is addressed promptly.

Taking the Next Step After a Workplace Injury

Recovering from a workplace injury is never easy, but you do not have to face the process alone. At Todd & Todd, we are committed to helping injured workers receive the medical care, wage replacement, and disability benefits they are entitled to under Kentucky law. Our firm’s persistence and personal attention have helped employees across Central Kentucky rebuild their lives after serious work accidents.

If you or someone you know was injured at work, trust our firm to protect your rights and secure the benefits you deserve. Contact us today to speak with our legal team and start your recovery journey.