Workers’ Compensation

Workers’ compensation refers to a body of law, K.R.S. 342, which was enacted to ensure that Kentucky employees obtain income and medical treatment while injured and unable to work. In addition, the workers’ compensation program enables employees to receive training for another job if they cannot return to their pre-injury position.

The Law Office of Todd & Todd is involved in numerous workers’ compensation cases. Over the years, our firm has represented thousands of people living in Kentucky who were hurt on the job. Based on the large number of cases we have handled, we have a very good understanding of Kentucky’s workers’ compensation system. As a result, we help our clients receive compensation while they cannot work and, if they cannot return to their job, training for placement in a new position.

Please contact our office if you were hurt while working and are looking for help with your case.

Common Workplace Injuries in Kentucky

Workplace injuries can occur in any industry, from construction and manufacturing to healthcare and office environments. Some injuries result from sudden accidents, while others develop over time due to repetitive stress or hazardous conditions.

Some of the most common injuries we handle include:

• Back, neck, and spinal injuries
• Knee and shoulder damage
• Traumatic brain injuries and concussions
• Repetitive motion injuries, such as carpal tunnel syndrome
• Burns, lacerations, and chemical exposure
• Occupational illnesses from toxic materials
• Broken bones and fractures
• Hearing or vision loss due to workplace conditions

If you have suffered one of these injuries or any condition related to your work, it is important to report the incident promptly and seek medical attention. A delay in reporting or treatment can make your claim more difficult. A workers’ compensation attorney can help you avoid common mistakes and ensure your claim is filed correctly and on time.

What Benefits Are Available?

Under Kentucky law, eligible workers may receive several types of benefits depending on the nature and severity of their injuries. These benefits can include:

Medical Treatment

All reasonable and necessary medical expenses related to the work injury are covered. This includes doctor visits, hospital care, prescriptions, rehabilitation services, and sometimes travel costs for medical appointments.

Temporary Total Disability (TTD)

If your injury prevents you from working temporarily, you may qualify for TTD benefits. These payments are typically two-thirds of your average weekly wage and are provided while you are actively recovering.

Permanent Partial Disability (PPD)

If you sustain a permanent impairment but can still work in some capacity, you may be entitled to ongoing partial disability payments. These are calculated based on medical assessments and your pre-injury earnings.

Permanent Total Disability (PTD)

PTD benefits offer long-term financial support for workers who are permanently and completely unable to return to employment.

Vocational Rehabilitation

When workers cannot return to their prior jobs, they may qualify for job training or educational support to help them re-enter the workforce in a different capacity. This is especially valuable in cases where physical limitations prevent resuming previous employment.

The Claims Process and Why Legal Support Matters

The process of securing workers’ compensation benefits starts with notifying your employer. Kentucky law generally requires injured workers to report the injury as soon as possible, no later than a specified number of days after the incident. After that, your employer should provide information on how to begin the claim.

Unfortunately, not all employers cooperate fully, and some insurers may try to limit their liability. Common challenges include:

• Delayed or denied medical treatment
• Disputes about whether the injury is work-related
• Underpayment of wage replacement benefits
• Pressure to return to work before full recovery

If not handled properly, these issues can be frustrating and financially devastating. Working with a workers’ compensation lawyer can make a significant difference. Our role is to ensure all paperwork is accurate, deadlines are met, and your medical condition is appropriately documented. If your claim is denied, we can file a formal appeal and represent you in hearings before an administrative law judge.

When Should You Contact a Workers’ Compensation Attorney?

Not every case requires legal representation from the start, but certain red flags signal the need for professional help. You should contact a workers’ compensation attorney if:

• Your claim is denied or delayed
• You are offered a settlement and are unsure whether to accept it
• Your employer is retaliating against or discouraging you from filing
• You are confused about your rights and obligations under the system
• Your injury has left you permanently impaired or unable to return to your job

Even if your claim seems straightforward, an attorney can help ensure you receive the full benefits you are entitled to under Kentucky law. Legal guidance is essential in complex or contested claims to avoid mistakes that could harm your case.

Protecting Injured Workers Across Central Kentucky

At Todd & Todd, we proudly serve injured workers across Lexington and Central Kentucky. Our firm has represented thousands of clients with workers’ compensation claims, helping them access benefits, secure medical care, and get back on their feet after life-altering injuries.

We understand how difficult it is to face a work injury while bills pile up and uncertainty sets in. Our firm brings a hands-on approach to every case, communicating with our clients and ensuring they understand where their claim stands. We don’t just process claims. We stand by our clients from start to finish.

Frequently Asked Questions

How long do I have to file a workers’ compensation claim in Kentucky?

You should report your injury to your employer as soon as possible. Generally, the statute of limitations is two years from the injury date or the last compensation payment. Still, you should consult with an attorney early to avoid missing key deadlines.

Can I choose my own doctor?

In most cases, yes. Kentucky allows injured workers to select their own physician for treatment, although some rules and exceptions depend on your employer’s insurance arrangement.

What if my injury developed over time?

Gradual or repetitive-use injuries, such as joint damage or carpal tunnel syndrome, are covered under workers’ compensation. You should notify your employer once you know of your work-related injury and seek medical evaluation.

Can I be fired for filing a workers’ compensation claim?

Kentucky law prohibits employers from retaliating against workers for filing legitimate claims. Legal action may be appropriate if you believe you were wrongfully terminated or disciplined because of your claim.

Talk to a Workers’ Compensation Lawyer in Lexington

A workplace injury can leave you feeling overwhelmed, isolated, and uncertain about what comes next. Medical bills, lost wages, and employer pressure can add to your stress, especially if your injury prevents you from working or supporting your family.

At Todd & Todd, we understand the challenges you’re facing. We have decades of experience handling workers’ compensation cases across Central Kentucky and are committed to helping you pursue the full benefits available under the law. When you work with our firm, you’ll have access to a responsive legal team that cares about your outcome.

If you were injured on the job, don’t wait for support. Contact our Lexington office today to schedule a consultation with a knowledgeable workers’ compensation lawyer. Let us help you move forward with confidence and peace of mind.