Motorcycle Accidents

Motorcycle accidents can change your life in an instant. From catastrophic injuries to overwhelming medical expenses, these collisions often leave riders and their families facing physical, emotional, and financial strain. Insurance companies may dispute liability, downplay the severity of injuries, or delay compensation. This can make recovery even more difficult. In the midst of this, it’s hard to know who to trust or how to protect your future.

Working with an experienced motorcycle accident lawyer can make all the difference. A lawyer can help you understand your legal rights, gather evidence, negotiate with insurers, and pursue a full financial recovery. With legal support, you can focus on healing while your case moves forward.

At Todd & Todd, PLLC we have represented injured clients throughout Lexington and Central Kentucky for decades. We bring a hands-on approach to each case and keep communication open from start to finish. When you work with us, you won’t be left wondering where your case stands. We fight for fair results and make sure you’re treated with the respect you deserve.

Understanding Motorcycle Accident Claims in Kentucky

Motorcyclists are exposed to greater risks than drivers of passenger vehicles. Unlike cars or trucks, motorcycles offer little physical protection in a crash, which means even low-speed accidents can result in serious injury or death. While Kentucky law gives injured motorcyclists the right to seek compensation, pursuing a successful claim takes more than filing paperwork.

To recover damages, you must first establish that another party’s negligence caused the accident. This often involves analyzing the crash scene, obtaining witness statements, reviewing medical records, and working with accident reconstruction experts. In many cases, distracted driving, failure to yield, or unsafe lane changes by other drivers are at the heart of the incident.

We understand how challenging these investigations can be, especially when you’re trying to recover from injuries. That’s why we take immediate action to secure evidence, identify all liable parties, and preserve your ability to file a strong claim.

Types of Motorcycle Accident Injuries We Handle

Motorcycle accident injuries vary in severity, but even moderate injuries can have lasting consequences. At Todd & Todd, we represent clients who have suffered:

• Traumatic brain injuries
• Spinal cord damage and paralysis
• Broken bones
• Internal organ injuries
• Road rash and soft tissue damage
• Amputations

These injuries often require extensive medical treatment, surgery, physical therapy, and long-term care. Our goal is to help you recover damages that reflect the full scope of what you’ve lost, such as medical bills, lost wages, pain and suffering, future medical needs, and loss of enjoyment of life.

How Kentucky’s Laws Affect Motorcycle Accident Claims

Kentucky is a “choice no-fault” state. While drivers of most vehicles can opt for no-fault coverage, motorcyclists are generally excluded from personal injury protection (PIP) unless they purchase it separately. This means injured riders often have to pursue compensation directly from the at-fault party rather than relying on their own insurance.

Additionally, Kentucky follows a pure comparative fault rule. If you are partially at fault for the crash, your compensation will be reduced by your percentage of responsibility. For example, if you are found 20% at fault, you can still recover 80% of your damages. Insurance companies may use this rule to shift blame unfairly, which is why having a knowledgeable motorcycle accident attorney is essential.

Our firm understands how local courts interpret these rules and how to challenge insurer attempts to minimize your claim effectively.

Why Acting Quickly Matters

After a motorcycle accident, the clock starts ticking. Kentucky’s statute of limitations gives most injured parties two years from the date of the crash or the date of the last PIP payment, if applicable, to file a lawsuit. If you miss this deadline, your case may be dismissed entirely, regardless of its merit.

Critical evidence can also disappear quickly. Surveillance footage, witness memories, and physical evidence at the scene may be lost if not preserved promptly. By contacting our team early, we can begin building your case while the details are still fresh.

What to Expect When You Work with Us

At Todd & Todd, we don’t believe in one-size-fits-all solutions. Every motorcycle accident case is different, and we tailor our legal strategy to fit your needs. When you work with us, you can expect:

• Direct communication with our legal team
• A full investigation into the crash and all available insurance policies
• Coordination with medical providers and experts
• Negotiation with insurance companies for a fair settlement
• Preparedness to litigate your case if necessary

We are committed to standing by your side through every stage of the process. Whether your injuries are temporary or life-changing, we’re here to pursue the compensation you need to move forward.

For more information about how we support injury victims, visit our services or explore our recent case results.

Frequently Asked Questions

What should I do immediately after a motorcycle accident?

Seek medical attention right away, even if your injuries seem minor. Then, if possible, gather contact information from witnesses and take photos of the scene. Avoid speaking with insurance adjusters until you’ve consulted with a motorcycle accident lawyer.

Can I file a claim if I wasn’t wearing a helmet?

Yes. Kentucky law requires helmet use only for riders under 21 or those without a valid license for one year. While not wearing a helmet may be used as evidence in some cases, it does not automatically bar you from recovering damages.

How long does a motorcycle accident claim take?

It depends on the complexity of the case, the extent of your injuries, and the willingness of the insurance company to negotiate. Some cases resolve in a few months, while others may take longer if litigation is required.

Do I need a lawyer if the insurance company has offered a settlement?

Yes. Insurance companies often offer low settlements to resolve cases quickly. A motorcycle accident attorney can evaluate whether the offer truly covers your losses and negotiate for more if needed.

Get the Support You Need After a Motorcycle Crash

Motorcycle accidents often leave riders with painful injuries, high medical costs, and complex legal questions. Recovering compensation can be overwhelming, especially when insurers delay or dispute your claim.

At Todd & Todd, we understand the stakes and are ready to act. With a strong track record across Lexington and Central Kentucky, we provide hands-on support and experienced legal representation every step of the way.

Contact us today through our contact page or learn more about who we are by visiting our firm overview. Let us help you pursue the justice and financial recovery you deserve.